How We Protect Your Online Security
The security of your financial information is
one of United Bank’s most important responsibilities. We maintain our Internet
banking platform using stringent information security guidelines and use many
lines of defense to protect your account information. From authentication, SSL,
encryption software, high-end firewalls, and automatic log off, your information
is always safe and secure.
- Authentication ensures that you, the
legitimate user, are communicating with us and not a fraudster who does not
have authority to access your online accounts.
- SSL stands for "Secure Socket Layer." This
technology allows users to establish sessions with secure Internet sites,
meaning they have minimal risk of external violation. Once inside the
Internet Banking site, our use of SSL technology keeps you and your account
- Encryption turns words and phrases into coded
language. All of your online activities during an Internet banking session
become a string of unrecognizable numbers before entering the Internet. We
employ the strongest forms of cryptography that are commercially available
for use over the Internet, so your account information will read as
gibberish to everyone but you and our financial institution.
- High-end firewalls protect our computer
systems interacting with the Internet against unauthorized access by outside
individuals or networks.
- Automatic log off is done automatically after
10 minutes of inactivity during an Internet banking session. So if you
forget to log off after your online session, we will do this for you to
prevent anyone else from accessing your account.
From the moment account information leaves your computer
to the time it enters our Internet banking system, we take numerous steps to
ensure your information is secure in cyberspace. We make sure only authorized
people with secure browsers can access our system.
- You must enter your passcode, and we must verify it
before you are allowed to access your accounts.
- Only browsers supporting the SSL security protocol
with 128 bit encryption can be used to log on to our system.
- Once online, we make sure only you can view any
information about your accounts.
- SSL uses a digital signature to make sure that no one
can send you false information; your browser will only accept information
from the Internet Banking system.
- SSL also uses the highest level of encryption
supported by your browser to encrypt all information before it is sent. This
ensures that only the browser that logged on can read any information the
United Bank will never ask for personal information,
such as account numbers or passcodes, in an e-mail.